Jessica Prasad

Opinion: Renovating Your Home

i ❤  homes.ca ~ Cool Real Estate Info!

Read about Hot Topic, New Listings, Discounts and Cool place like Urban Barn, Telus, The Brick.

$1000 Move In / Out Bonus!

Terms and Q&R, Testimonials

Quick Links to Public Search

Quick link to a Mortgage Calculator

Let me know if you’re looking for more info???

Looking forward to helping you!

Jessica Prasad

i ❤  homes.ca ~ Cool Real Estate Info!

ü     Read about Hot Topic, New Listings, Discounts and Cool place like Urban Barn, Telus, The Brick.

ü     $1000 Move In / Out Bonus!

ü     Terms and Q&R, Testimonials

ü     Quick Links to Public Search

ü     Quick link to a Mortgage Calculator

Let me know if you’re looking for more info???

Looking forward to helping you!

Jessica Prasad

You can still contact me at the following...

778-241-8946 | info@ilovehomes.ca | www.ilovehomes.ca

Facebook  |  LinkedIn  |  Twitter

But my office phone & address has changed to...

Re/Max Sabre Realty

#102-2478 Lougheed Hwy

Port Coquitlam, BC

V3B 6P2

604-942-0606

Thank you for all the support and I am very excited to continue our relationship!

Dear Clients & Friends,

Thank you fo all the support over the years and especially thank you for coming to the Annual Re/Max Sabre Skating Event!!!

Thankf for the support....food donations for the Food Bank

Can't wait to see you next time!!! Jessica

Happy Halloween!

Coloring Contest Instructions:

ONE ENTRY PER CHILD. Open to children in Preschool - 5th grade. First and second place prizes will be awarded for each grade level, most "LIKE" on FB wins!  By entering the contest you are giving us permission to display your work at www.ilovehomes.ca , our facebook page, twitter and for any other appropriate future use without additional consent.

I''ll send you the PDF just Email to info@ilovehomes.ca or text pic to 778.241.8946

All entries must be received by November 1, 2013 to be considered.

Parents Name:_______________________________________________________________

Name:______________________________________________________________________

School: ___________________________________________Grade: ___________________

Address: ____________________________________________________________________

City: ______________________Province:_________________ Postal Code: ___________

Email: ____________________________________________ Phone: ___________________

Note: You need not be present to win. Registration for this event is not required to participate in or win the “Create Your Haunted House” Coloring Contest.

Winners will be announced by November 8, 2013.

For more information, or to register, please contact

Jessica Prasad, Sutton West Coast Realty.

Be creative, have fun, and Thank You for supporting www.ilovehomes.ca

TERRY FOX HOMETOWN RUN

Terry Fox was born in Winnipeg, Manitoba, and raised in Port Coquitlam, British Columbia, a community near Vancouver on Canada's west coast. An active teenager involved in many sports, Terry was only 18 years old when he was diagnosed with osteogenic sarcoma (bone cancer) and forced to have his right leg amputated 15 centimetres (six inches) above the knee in 1977.

While in hospital, Terry was so overcome by the suffering of other cancer patients, many of them young children, that he decided to run across Canada to raise money for cancer research.

He would call his journey the Marathon of Hope.

Poco Run Site Details

The Coquitlam Crunch Challenge is the annual fundraising event to help the community grow an 'Embracing Diversity' granting fund with the Coquitlam Foundation.

Donations to the event and participant contributions are all passed on to contribute to this charitable purpose. Donations of $20 or more can be acknowledged with a tax deductible receipt from the Coquitlam Foundation (provided the donor provides complete name and postal address for tax purposes). See also: www.coquitlamcrunch.com and www.coquitlamfoundation.com.

For pictures of the event please visit my facebook page https://www.facebook.com/ilovehomes.ca or the Coquitlam Crunch Challenge page https://www.facebook.com/pages/Coquitlam-Crunch-Challenge/158600724755

Dear Client,

My clients qualify for a one year 40% discount on new Optik TV and / or Internet services compliments of me and my friends at Telus.

This offer, worth up to $1000, will save my clients money when enjoying your new home. My clients can also take advantage of these savings.

To get my clients these savings either:

1. With your permission send me; email, text or phone me with your name and phone number; or
2. I will forward an email to you with the Telus contact info

Buy a house and SAVE :)

Jessica

Property Transfer Tax:

When a residence is purchased, a Property Transfer Tax (PTT) is applied. The tax is calculated at 1% of the first $200,000 and 2% on whatever the remainder. In British Columbia, the First-Time Buyers Program offers an exemption to the PTT, which is the fair market value of the residency is $425,000 or less. In all regions, there is also a proportional exemption for first-time buyers of homes with a fair market value up to $25,000 above the threshold. This means that in the Greater Vancouver area, homes valued up to $450,000 are charged a pro-rated PTT. Prepaid Property Taxes of Utility Bills: You will have to reimburse the sellers for any prepaid property taxes or utilities.

Mortgage Loan Insurance and Application Fee: If you get a high-ratio mortgage, you will have to buy mortgage loan insurance from CMHC or a private company or your choice. If you qualify for a 5% down payment, CMHC charges an insurance fee that equals 2.75% of the mortgage. If you put down 10% or 15%, your insurance fees will decrease to 2% and 1.75% respectively. The insurance premium usually gets added to you mortgage.

Survey Fee:

Your lender may require an up-to-date survey of the property. If the seller didn’t provide you with one, than you will to have to pay for one to get done.

GST:

Now that H.S.T. is eliminated, we are back to the old G.S.T. rules, along with the Transitional Tax. How does G.S.T. apply to used residential housing? It does not. Used residential housing is not subject to G.S.T. How does G.S.T. apply to new residential housing? G.S.T. is payable on the purchase price of newly constructed or substantially renovated residential homes. Substantially renovated is defined in the legislation as the removal or replacement of most of the house construction components except for the foundation, external walls, interior supporting walls, floor, roof and staircase. What is the tax rate for G.S.T.? 5%, subject to any rebates.

Where can I obtain more G.S.T. information?

www.rev.gov.B.C..ca and/or phone Ministry of Finance at 1-877-388-4440

www.cra-arc.gc.ca/gncy/hrmnztn and/or phone the C.C.R.A. line 1-800-959 5525 or 1-800-959 8287