Maybe it is a coincidence or maybe it is a larger trend. I am finding that more people do not get a separation agreement after a marriage (or co-habitation) breaks up. In many cases this can prevent the clients from getting an "A" mortgage, or a best-rate mortgage

Like most things I talk about, the consequence of not having a separation agreement depends upon the circumstances.

Anybody who is recently separated should use all legal means necessary to get a legal separation agreement. I have a few would-be clients who are having a tough time getting their ex-spouse to sign. A mortgage application is stalled until that issue is resolved (a private mortgage loan is likely possible).

The reason that a separation agreement is important is that no lender wants to approve a mortgage and then find there...

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Please visit our Open House at 3676 INVERNESS ST in Port Coquitlam.
Open House on Sunday, September 23, 2018 2:00PM - 4:00PM
This is a MUST SEE home in the desirable Lincoln Park Area. A large 8,174 sqft lot in a great neighbourhood close to Sun Valley Park, shopping and schools. Beautifully landscaped private fenced lane access yard with mature fruit bearing apple tree, raspberry and blueberry plants as well as a lovely tranquil fish pond. Option to build a laneway home! Many updates! New Roof aug 2018, new windows sept 2018, Fresh paint, updated bathroom in basement. New Duradek 480 sqft sun deck installed in Sept 2017 with a 10 year warranty. Hot water tank replaced in 2015. Two Storage sheds plus garage under deck. Tons of natural light!! One bedroom suite for mortgage helper....
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New property listed at 407 608 COMO LAKE AVE in Coquitlam.
Top Floor Penthouse level suite with 10 foot ceilings on the quiet side of the building!! Recently updated with Brand New Flooring, Whirlpool Appliances, Paint, Light Fixtures and Blinds. This Open floor plan coupled with high ceilings gives you a great modern space to call home! Steps to all amenities, Skytrain, Safeway, shopping, SFU and Lougheed. 1 parking and one locker accompany the suite. Open House Sat 22nd & Sun 23rd 2-4pm or call Jessica 778-241-8946
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Home buyer demand stays below historical averages in August

The Metro Vancouver1 housing market continues to experience reduced demand across all housing types.

The Real Estate Board of Greater Vancouver (REBGV) reports that residential home sales in the region totalled 1,929 in August 2018, a 36.6 per cent decrease from the 3,043 sales recorded in August 2017, and a 6.8 per cent decline compared to July 2018 when 2,070 homes sold.

Last month’s sales were 25.2 per cent below the 10-year August sales average.

“Home buyers have been less active in recent months and we’re beginning to see prices edge down for all housing types as a result,” Phil Moore, REBGV president said. “Buyers today have more listings to choose from and face less competition than we...

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New property listed at 3676 INVERNESS ST in Port Coquitlam.
This is a MUST SEE home in the desirable Lincoln Park Area. A large 8,174 sqft lot in a great neighbourhood close to Sun Valley Park, shopping and schools. Beautifully landscaped private fenced lane access yard with mature fruit bearing apple tree, raspberry and blueberry plants as well as a lovely tranquil fish pond. Option to build a laneway home! Many updates! Fresh paint, updated bathroom in basement. New Duradek 480 sqft sun deck installed in Sept 2017 with a 10 year warranty. Hot water tank replaced in 2015. Two Storage sheds plus garage under deck. Tons of natural light!! One bedroom suite for mortgage helper. This home has so much to offer!!
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Please visit our Open House at 3676 INVERNESS ST in Port Coquitlam.
Open House on Sunday, September 9, 2018 2:00PM - 4:00PM
This is a MUST SEE home in the desirable Lincoln Park Area. A large 8,174 sqft lot in a great neighbourhood close to Sun Valley Park, shopping and schools. Beautifully landscaped private fenced lane access yard with mature fruit bearing apple tree, raspberry and blueberry plants as well as a lovely tranquil fish pond. Option to build a laneway home! Many updates! Fresh paint, updated bathroom in basement. New Duradek 480 sqft sun deck installed in Sept 2017 with a 10 year warranty. Hot water tank replaced in 2015. Two Storage sheds plus garage under deck. Tons of natural light!! One bedroom suite for mortgage helper. This home has so much to offer!!
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Please visit our Open House at 320 301 MAUDE RD in Port Moody.
Open House on Saturday, September 1, 2018 1:00PM - 3:00PM
Rentals allowed! Great location in central Port Moody with 2 parking spots & storage locker! This secure ground level 2 bedroom home is perfect for first time home buyers & investors. Spacious kitchen opens up to the living room with cozy gas fireplace. Enjoy secure very large private ground level patio, brand new steel appliances, new upgraded flooring, new designer paint, new baseboards, new door casings and new blinds. Worry free building has been rain-screened! Across from Port Moody Rec Center and only minutes from Coquitlam Centre, walk to West Coast Express & new Evergreen Line Skytrain. Walking distance to Rocky Point Park, trails, restaurants & the...
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New property listed at 320 301 MAUDE RD in Port Moody.
Rentals allowed! Great location in central Port Moody with 2 parking spots & storage locker! This secure ground level 2 bedroom home is perfect for first time home buyers & investors. Spacious kitchen opens up to the living room with cozy gas fireplace. Enjoy secure very large private ground level patio, brand new steel appliances, new upgraded flooring, new designer paint, new baseboards, new door casings and new blinds. Worry free building has been rain-screened! Across from Port Moody Rec Center and only minutes from Coquitlam Centre, walk to West Coast Express & new Evergreen Line Skytrain. Walking distance to Rocky Point Park, trails, restaurants & the new brewery district!! Open House Sat. Sept 1st 12 - 2:00pm and...
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Please visit our Open House at 320 301 MAUDE RD in Port Moody.
Open House on Sunday, September 2, 2018 2:00PM - 4:00PM
Rentals allowed! Great location in central Port Moody with 2 parking spots & storage locker! This secure ground level 2 bedroom home is perfect for first time home buyers & investors. Spacious kitchen opens up to the living room with cozy gas fireplace. Enjoy secure very large private ground level patio, brand new steel appliances, new upgraded flooring, new designer paint, new baseboards, new door casings and new blinds. Worry free building has been rain-screened! Across from Port Moody Rec Center and only minutes from Coquitlam Centre, walk to West Coast Express & new Evergreen Line Skytrain. Walking distance to Rocky Point Park, trails, restaurants & the...
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I have sold a property at 205 405 SKEENA ST in Vancouver.
Wow! $30,000.00 in renovations!! You won't be disappointed when you see this home! Great value for this 2 bedroom & 2 bath in popular Renfrew area in Vancouver. You will love the open space, high ceilings & bright south facing unit. NOT FACING HASTINGS, so very quiet. Enjoy the 'Amazone' high quality laminate flooring throughout (30 yr. warranty) & new blinds. Kitchen is perfect for entertaining, high-end quality upgraded stain, heat & scratch resistant quartz counter tops, gas stove, huge farmhouse stainless steel kitchen sink, matte black kitchen faucet & ample storage in the white shaker cabinets. Large master bedroom that fits a king bed, large walk-in with custom made master closet and 4 piece ensuite. Comes with...
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I have sold a property at 1732 WINDERMERE AVE in Port Coquitlam.
Investment property Sold to Happy Buyers! OXFORD HEIGHTS, Original owners, in this 4 bdrm rancher w/walkout basement on 9000+ sqft fully fenced park like yard w/lane access. 3 bdrms on the main, original hardwood throughout, large kitchen w/eating area & sliders out to multi-tiered deck w/gazebo over looking level landscaped Southern exposed yard complete w/deck chair rear retreat, beautiful garden areas, and producing apple tree. Loads of parking off lane, could accomodate, shop, garage, or coach house. Fully finished bsmt, suite potential, current kitchen is just summer kitchen, no stove. Bsmt features, newer laminate flooring, large rec room, games room (could be bdrm), laundry, kitchen area, plus 4th bdrm ...
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New property listed at 321 12258 224 ST in Maple Ridge.
You will love living at STONEGATE in this immaculate HOME. This 2 bedroom, 2 bath + a large den is sure to impress with its spacious layout, granite counter tops, crown mouldings and upgraded stainless steel appliances including a top of the line stove with a double oven. The master bedroom features a full ensuite with shower and a tub and the walk in closet has been custom outfitted with a built in organizer. Walk-in laundry/pantry located beside kitchen has extra cabinets built in. New paint throughout as well as some custom lighting and modern ceiling fans in bedrooms brings it all together. 2 parking spots, separate storage locker and an excellent location close to shopping, schools and transit - this one has it all....
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I have sold a property at 409 10560 154 ST in Surrey.
Can't beat this LOCATION! This top floor corner unit is on the quiet side of the building. Freshly painted throughout and laminate flooring is in great shape. 1 parking included. Easy reno project or flip! Pets allowed with restrictions and Rentals 100% allowed. Walking distance to transit, schools, Guildford Mall, Restaurants, community center and Public Library. Easy access to #1 Highway. Come see for yourself!
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Please visit our Open House at 3676 INVERNESS ST in Port Coquitlam.
Open House on Sunday, July 8, 2018 12:00PM - 2:00PM
BUILD YOUR FUTURE DREAM HOME! A large 8,174 sqft lot in a Lincoln Park neighbourhood close to Poco trails, Sun Valley Park, shopping & schools. Tons of potential with this lot build coach home or duplex. Solid home on property can rent out easy! Well-maintained home with lots of natural light, fresh paint, updated bathrooms and 2 kitchens. New Duradeck 480 sqft sun deck installed Sept 2017 w/ 10 year warranty. Enjoy the apple tree, raspberry and blueberry plants as well as lovely tranquil fish pond in the fenced backyard with lane access. Hot water tank replaced in 2015. Large storage shed with power and water, plus workshop and more! Potential 2 bedroom walk...
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Please visit our Open House at 205 405 SKEENA ST in Vancouver.
Open House on Saturday, June 30, 2018 12:00PM - 2:00PM
Wow! $30,000.00 in renovations!! You won't be disappointed when you see this home! Great value for this 2 bedroom & 2 bath in popular Renfrew area in Vancouver. You will love the open space, high ceilings & bright south facing unit. NOT FACING HASTINGS, so very quiet. Enjoy the 'Amazone' high quality laminate flooring throughout (30 yr. warranty) & new blinds. Kitchen is perfect for entertaining, high-end quality upgraded stain, heat & scratch resistant quartz counter tops, gas stove, huge farmhouse stainless steel kitchen sink, matte black kitchen faucet & ample storage in the white shaker cabinets. Large master bedroom that fits a king bed, large walk-in with...
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Please visit our Open House at 205 405 SKEENA ST in Vancouver.
Open House on Saturday, June 23, 2018 12:00PM - 2:00PM
Wow! $30,000.00 in renovations!! You won't be disappointed when you see this home! Great value for this 2 bedroom & 2 bath in popular Renfrew area in Vancouver. You will love the open space, high ceilings & bright south facing unit. NOT FACING HASTINGS, so very quiet. Enjoy the 'Amazone' high quality laminate flooring throughout (30 yr. warranty) & new blinds. Kitchen is perfect for entertaining, high-end quality upgraded stain, heat & scratch resistant quartz counter tops, gas stove, huge farmhouse stainless steel kitchen sink, matte black kitchen faucet & ample storage in the white shaker cabinets. Large master bedroom that fits a king bed, large walk-in with...
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Please visit our Open House at 205 405 SKEENA ST in Vancouver.
Open House on Sunday, June 24, 2018 12:00PM - 2:00PM
Wow! $30,000.00 in renovations!! You won't be disappointed when you see this home! Great value for this 2 bedroom & 2 bath in popular Renfrew area in Vancouver. You will love the open space, high ceilings & bright south facing unit. NOT FACING HASTINGS, so very quiet. Enjoy the 'Amazone' high quality laminate flooring throughout (30 yr. warranty) & new blinds. Kitchen is perfect for entertaining, high-end quality upgraded stain, heat & scratch resistant quartz counter tops, gas stove, huge farmhouse stainless steel kitchen sink, matte black kitchen faucet & ample storage in the white shaker cabinets. Large master bedroom that fits a king bed, large walk-in with...
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New property listed at 205 405 SKEENA ST in Vancouver.
Wow! $30,000.00 in renovations!! You won't be disappointed when you see this home! Great value for this 2 bedroom & 2 bath in popular Renfrew area in Vancouver. You will love the open space, high ceilings & bright south facing unit. NOT FACING HASTINGS, so very quiet. Enjoy the 'Amazone' high quality laminate flooring throughout (30 yr. warranty) & new blinds. Kitchen is perfect for entertaining, high-end quality upgraded stain, heat & scratch resistant quartz counter tops, gas stove, huge farmhouse stainless steel kitchen sink, matte black kitchen faucet & ample storage in the white shaker cabinets. Large master bedroom that fits a king bed, large walk-in with custom made master closet and 4 piece ensuite. Comes with 1...
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New property listed at 409 10560 154 ST in Surrey.
Can't beat this LOCATION! This top floor corner unit is on the quiet side of the building. Freshly painted throughout and laminate flooring is in great shape. 1 parking included. Easy reno project or flip! Pets allowed with restrictions and Rentals 100% allowed. Walking distance to transit, schools, Guildford Mall, Restaurants, community center and Public Library. Easy access to #1 Highway. Come see for yourself!
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Changes to the Real Estate Council of BC's disclosure requirements are designed to ensure that consumers have the information they need to make informed decisions in a real estate transaction. We want to ensure that all of our consumers have an opportunity to make an informed decision on your agency rights and options.

Effective June 15, 2018 all real estate agents (licensees) must make disclosures about the intent of providing services to consumers earlier than had previously been the norm in the industry. The Disclosure of Representation in Trading Services and the Disclosure of Risks to Unrepresented Parties detail the changes to the practices that licensees follow with clients. 

These forms will:
  1. clearly explain to consumers the difference between being represented and unrepresented, and;
  2. which of those options they are being offered by the licensee who is providing them with the form.
...
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